Your Home, Your Future:
Discover Financing Options for Every Goal
I'm Mike Gallagher, your mortgage advisor. Let's get explore your mortgage options.
Navigate the Mortgage Process with Ease
Getting a mortgage can feel overwhelming, especially when it comes to the financial aspect. Whether you're eyeing a new home or considering a refinance, it's smart to kick off the process early. Even if buying a home is on the horizon, meeting with a lender is a wise move. It won't cost you a dime, and the insights you gain can lead to substantial savings down the road. Together, we'll map out your current financial position and lay out the steps needed to reach your home buying goals. I strongly recommend setting up a meeting as soon as you're serious about making a move in the housing market.
In an effort to ease the financial journey, we aim to tackle as much of the loan process upfront as possible. This proactive approach allows us to spot and address any potential financial hurdles before you're tied into a contract, ensuring a smoother ride through the process.
Additionally, this strategy significantly strengthens your offer. In competitive scenarios, if your loan is nearly fully sorted in advance, your offer holds a lot of weight – it's almost as solid as cash in hand!
E X T R A H E A D I N G
Your Home, Your Future:
Discover Financing Options for Every Goal
I'm Mike Gallagher, your loan advisor. Let's get together to explore your mortgage options.
Navigate the Mortgage Process with Ease
Getting a mortgage can feel overwhelming, especially when it comes to the financial aspect. Whether you're eyeing a new home or considering a refinance, it's smart to kick off the process early. Even if buying a home is on the horizon, meeting with a lender is a wise move. It won't cost you a dime, and the insights you gain can lead to substantial savings down the road. Together, we'll map out your current financial position and lay out the steps needed to reach your home buying goals. I strongly recommend setting up a meeting as soon as you're serious about making a move in the housing market.
In an effort to ease the financial journey, we aim to tackle as much of the loan process upfront as possible. This proactive approach allows us to spot and address any potential financial hurdles before you're tied into a contract, ensuring a smoother ride through the process.
Additionally, this strategy significantly strengthens your offer. In competitive scenarios, if your loan is nearly fully sorted in advance, your offer holds a lot of weight – it's almost as solid as cash in hand!
What Can We Help With?
Purchase
Whether it's your first, second, or third property, when you work with us securing a mortgage will be a smooth and straightforward process.
Refinance
Need to consolidate debt, renovate your home, or access equity? Our customized solutions are designed to make your financial goals a reality.
Investment Property
Allow us to assist you in building wealth through real estate. We offer personalized investment plans and competitive rates to align with your financial objectives.
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What Our Clients Say About Us
"Mike and Kim were extremely helpful during the process of buying our home in 2020, even with all of the challenges associated with COVID-19. They answered all of our questions and made the process as simple as possible. Mike and his team have earned my future business and it would be my pleasure to recommend them."
-sboates from Salinas, CA
"Mike Gallagher and his amazing team made our home buying process a very smooth and pain free one. Everyone was responsive, lightening fast and made closing early on our property a breeze."
-Mia De Carlo from Morgan Hill, CA
What Our Clients Say About Us
"Mike and Kim were extremely helpful during the process of buying our home in 2020, even with all of the challenges associated with COVID-19. They answered all of our questions and made the process as simple as possible. Mike and his team have earned my future business and it would be my pleasure to recommend them."
-sboates from Salinas, CA
"Mike Gallagher and his amazing team made our home buying process a very smooth and pain free one. Everyone was responsive, lightening fast and made closing early on our property a breeze."
-Mia De Carlo from Morgan Hill, CA
Get to know me.
Mike Gallagher
Mike Gallagher has been originating mortgages and helping families for over 20 years. He takes pride in his ability to educate and guide clients through the decision-making process, start to finish. Mike's production has put him in the top 1% of all mortgage originators in America 2016, 2017, 2020, and 2021 (Mortgage Executive Magazine). Mike's passion is to help his clients manage their real estate financing decisions with an emphasis on long-term wealth creation.
Get to know me.
Mike Gallagher
Mike Gallagher has been originating mortgages and helping families for over 20 years. He takes pride in his ability to educate and guide clients through the decision-making process, start to finish. Mike's production has put him in the top 1% of all mortgage originators in America 2016, 2017, 2020, and 2021 (Mortgage Executive Magazine). Mike's passion is to help his clients manage their real estate financing decisions with an emphasis on long-term wealth creation.